Finance and Hire Purchase

Hire Purchase & Finance - Buy Online with Q MasterCard, GEM visa and Humm

Q MasterCard

Q MasterCard is the ideal shopping partner, combining the benefits of a credit card with the added ability to access a range of interest-free deals and payment holidays. Ask in-store about our current finance options or see below for offers currently available online.

To find out more about Q MasterCard, or to apply online, please visit qmastercard.co.nz.

Purchasing online with Q MasterCard

You can now use your Q MasterCard to make online purchases at heathcotes.co.nz to get at least 3 months no payments and no interest* on your purchase. Right now for online purchases using QCard $499 and over you will automatically get 12 months no payments and no interest.**

To use Q MasterCard online when you check-out simply select 'Interest-Free Terms on Q Card Finance' as your payment type, enter your Q MasterCard number, expiry date and CVV number. (Your CVV number is a 3 digit number displayed on the back on your Q Card).

Apply Online for your Q MasterCard

Q Card Terms and Conditions:

*Offer available for existing Q MasterCard holders only. 3 months no payments and no interest ("Payment Holiday") is available on all purchases made online at heathcotes.co.nz on QEFTPOS Plans. Annual Account Fee of $50 applies. Q MasterCard Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of Payment Holiday. Q MasterCard lending criteria, fees, terms and conditions apply. Rate and fees correct at the date of publication and are subject to change.

**Offer available for existing QCard holders only. 12 months no payments and no interest ("Payment Holiday") on all purchases $499 and over made online at heathcotes.co.nz on QEFTPOS Plans. Annual Account Fee of $50 applies. QCard Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of Payment Holiday. QCard lending criteria, fees, terms and conditions apply. Rate and fees correct at the date of publication and are subject to change. A $55 Establishment Fee for new Q Cardholders and a $35 Advance Fee for existing Q Cardholders will apply. 

Greatest Gift Ideas Mailer 2nd - 24th December 

Mailer begins on Wednesday 2nd December until Thursday 24th December 2020. *Drive Away a Dream Vehicle is a 2021 Lexus UX250H F SPORT worth $75,000. This includes on-road costs and a vehicle accessory selected by Lexus of Hamilton. Vehicle image pictured is an indicative image only. Every $100 spent gives you one entry in the draw to win, competition ends on Tuesday 6th April 2021.

Panasonic prize pack ends on 24th December 2020 T&C can also be found at www.heathcotes.co.nz or see instore for more details. Stock is limited and, in some situations, cannot be backordered. *18 Months No Payments and No Interest is available on Flexi Payment Plans for in-store and online. Offer excludes Miele whiteware & iPhone, Minimum spend $499 Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday.

Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. This cannot be used in conjunction with any other offer. Stock is limited and in some situations stock could be delayed due to covid19 & logistic issues. 

Panasonic Giveaway - Terms & Conditions

1. There is no limit to the number of entries that can be made, however, each entry will be issued when $100 is spent with Heathcote Appliances from 2/12/2020 until 24/12/2020

2. Entries close midday 31/12/2020.

3. Prizes may not be exchanged.

4. Heathcote Appliances reserves the right to not supply any prize winners who have overdue accounts.

5. Employees and their immediate families of Heathcote Appliances and commercial clients are not eligible to enter.

6. Prize winners must agree to publication online.

7. The prize for the Panasonic Prize pack will be drawn on the 6/1/2021 and announced online and on the Heathcote Appliances Facebook Page.

8. The winner will be notified by phone and/or email.

9. Prizes not claimed within 21 days of notification, will be forfeited and will remain the property of Heathcote Appliances.

Drive Away a Dream 2020/2021

Drive Away a Dream Vehicle is a 2021 Lexus UX250H F SPORT worth $75,000*. This includes on-road costs and a vehicle accessory selected by Lexus of Hamilton. Vehicle image pictured is an indicated image only. Every $100 spent gives you one entry in the draw to win, competition ends on Tuesday 6th April 2021.

1. Drive Away a Dream entry form must be completed in full.

2. There is no limit to the number of entries that can be made, however, each entry will be issued when $100 is spent with Heathcote Appliances from 4/11/2020 until 6/04/2021. All entries need to be submitted by 13/4/21

3. Heathcote Appliances reserves the right to offer extra entries on purchases throughout the promotion without prior notice.

4. Persons under the age of 16 are not eligible to enter.

5. Prizes may not be exchanged.

6. Heathcote Appliances reserves the right to not supply any prize winners who have overdue accounts.

7. The judge’s decision is final and no correspondence will be entered into.

8. Employees and their immediate families of Heathcote Appliances and commercial clients are not eligible to enter.

9. Prize winners must agree to the publication of their name and photograph in press, online, Facebook and on the radio.

10. The major prize for the vehicle will be drawn within 10 days of entries closing. 

11. The winner must hold a current NZ Drivers License.

12. The winner will be notified by phone and/or email.

13. Prizes not claimed within 21 days of notification, will be forfeited and will remain the property of Heathcote Appliances.

GEM Visa

You can use your Gem Visa to make online purchases at heathcotes.co.nz to get 6 months interest-free on all purchases over $250.

To use Gem Visa online when you check-out simply select 'Credit Card' as your payment type, enter your Gem Visa card number, expiry date and CVV number. (Your CVV number is a 3 digit number displayed on the back on your Gem Visa Card).

Note: Longer-term rates are available when making in-store purchases with Gem Visa. The only option available online is 6 months interest-free on all purchases over $250.

Apply Online for your Gem Visa

Gem Visa Card Terms and Conditions:

*Offer available for existing Gem Visa cardholders only. 6 months interest-free is available on all purchases made online at heathcotes.co.nz. Annual Account Fee of $52 applies. Gem Visa Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of the interest-free period. Gem Visa lending criteria, fees, terms and conditions apply.