Finance and Hire Purchase

Hire Purchase & Finance - Buy Online with Q MasterCard, GEM visa and Humm

 

Q MasterCard

Q MasterCard is the ideal shopping partner, combining the benefits of a credit card with the added ability to access a range of interest-free deals and payment holidays. Ask in-store about our current finance options or see below for offers currently available online.

To find out more about Q MasterCard, or to apply online, please visit qmastercard.co.nz.

Purchasing online with Q MasterCard

You can now use your Q MasterCard to make online purchases at heathcotes.co.nz to get at least 3 months no payments and no interest* on your purchase. Right now for online purchases using QCard $499 and over you will automatically get 12 months no payments and no interest.**

To use Q MasterCard online when you check-out simply select 'Interest-Free Terms on Q Card Finance' as your payment type, enter your Q MasterCard number, expiry date and CVV number. (Your CVV number is a 3 digit number displayed on the back on your Q Card).

Apply Online for your Q MasterCard

Q Card Terms and Conditions:

*Offer available for existing Q MasterCard holders only. 3 months no payments and no interest ("Payment Holiday") is available on all purchases made online at heathcotes.co.nz on QEFTPOS Plans. Annual Account Fee of $50 applies. Q MasterCard Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of Payment Holiday. Q MasterCard lending criteria, fees, terms and conditions apply. Rate and fees correct at the date of publication and are subject to change.

**Offer available for existing QCard holders only. 12 months no payments and no interest ("Payment Holiday") on all purchases $499 and over made online at heathcotes.co.nz on QEFTPOS Plans. Annual Account Fee of $50 applies. QCard Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of Payment Holiday. QCard lending criteria, fees, terms and conditions apply. Rate and fees correct at the date of publication and are subject to change. A $55 Establishment Fee for new Q Cardholders and a $35 Advance Fee for existing Q Cardholders will apply. 

Birthday Bash Mailer 12th September - 29th September 

TERMS & CONDITIONS: Birthday Bash mailer begins on Saturday 12th September until Tuesday 29th September 2020. Stock is limited and, in some situations, cannot be backordered. *12 Months No Payments and No Interest (“Payment Holiday”) is available on Flexi Payment Plans for in-store and online purchases Offer excludes Miele whiteware, iPhone. Minimum spend $299 Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. This cannot be used in conjunction with any other offer. Saving offers are taken from the previous instore ticket price. Bonus gift cards to be redeemed once payment is made in full and goods have been collected or delivered, F&P gift card promotion. Valid for the promotional period of Saturday 12th September to Tuesday 29th September only. Transaction must include two or more F&P appliances (this excludes accessories such as door panels or parts). Retail sales only excludes commercial or trade. Products must be paid for in full in order to be eligible to take advantage of this promotional offer. Gift Card value is dependent on total spend in a single transaction. Samsung Prezzy card Promotion ends Sunday 25th September 2020.

GEM Visa

You can use your Gem Visa to make online purchases at heathcotes.co.nz to get 6 months interest-free on all purchases over $250.

To use Gem Visa online when you check-out simply select 'Credit Card' as your payment type, enter your Gem Visa card number, expiry date and CVV number. (Your CVV number is a 3 digit number displayed on the back on your Gem Visa Card).

Note: Longer-term rates are available when making in-store purchases with Gem Visa. The only option available online is 6 months interest-free on all purchases over $250.

Apply Online for your Gem Visa

Gem Visa Card Terms and Conditions:

*Offer available for existing Gem Visa cardholders only. 6 months interest-free is available on all purchases made online at heathcotes.co.nz. Annual Account Fee of $52 applies. Gem Visa Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of the interest-free period. Gem Visa lending criteria, fees, terms and conditions apply.